When evaluating potential legal partners, look beyond advertisements to verify their actual experience.
: Ask how many cases they have taken to a jury trial . Firms with trial experience often secure higher settlements because insurers know they won't settle for low offers.
: For standard auto policies, the minimum bodily injury liability has risen to $35,000 per person and $70,000 per accident . This provides a higher "floor" for settlements compared to the previous $25,000/$50,000 limits.
: Despite higher limits, many NJ drivers still have the "Limitation on Lawsuit" option. This restricts your ability to sue for non-economic damages (pain and suffering) unless your injury is deemed permanent according to specific legal criteria. Statutes of Limitations and Deadlines
: You generally have two years from the date of the accident to file a formal lawsuit in the Superior Court.