Best Buy Credit Card | Best Buy

You cannot get 5% back 0% financing on the same purchase. You have to pick one at the checkout screen. Use rewards for small tech and financing for the big-ticket items. Is It Worth It? Yes, if: You are planning a major home theater or appliance haul. You can pay off your promotional balances on time. You want a high rewards rate for electronics. No, if:

Use this anywhere Visa is accepted to earn points on everyday purchases. Top Benefits & Perks best buy best buy credit card

Choose 0% interest financing on large purchases instead of rewards. You cannot get 5% back 0% financing on the same purchase

You carry a monthly balance (the APR will eat your rewards). You only shop at Best Buy once a year. Is It Worth It

Neither card carries a yearly cost for membership.

When you apply, you are considered for two different versions of the card: