Card Hardship Program - Best Buy Credit

: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ).

: Call the customer service number on the back of your card or your billing statement to request "hardship assistance". best buy credit card hardship program

: While the program itself doesn't automatically hurt your score, reporting modified terms or closing an account may cause a temporary dip. : Citibank may lower your APR, which is

: Enrolling often results in your account being closed or your credit limit being significantly reduced to prevent further debt. : Citibank may lower your APR

: Be ready to provide a detailed list of your monthly income and expenses.

: Some programs may include the suspension of late or over-limit fees. Eligibility Requirements