Generally more accessible if you have a "fair" credit history or are still building your profile. Key Factors for Approval
While your score is a primary factor, Citibank also evaluates: Best Buy Store Card Vs. Best Buy Credit Card - WalletHub best buy credit score approval
When you apply, issuer Citibank considers you for the Visa version first; if you don't qualify, they then consider you for the store-only version. Recommended Score: 700+ (Good to Excellent). Usage: Can be used anywhere Visa is accepted. Generally more accessible if you have a "fair"