Buy Phone Credit Card: Best

No annual fee but can only be used at Best Buy and Pacific Sales. My Best Buy® Visa® Gold: Includes a $59 annual fee . 2. The Big Perk: 24-Month Financing for Unlocked Phones

This card can be a powerful tool for tech lovers, but it comes with specific rules. Here is everything you need to know about using a Best Buy credit card to finance your next phone. 1. Choice of Three: Which Card Will You Get? best buy phone credit card

No annual fee and can be used anywhere Visa is accepted. No annual fee but can only be used

Is the Best Buy Credit Card Your Secret Weapon for a New Phone? The Big Perk: 24-Month Financing for Unlocked Phones

This is the most critical part of the fine print. Best Buy uses for its promotional financing.

With a regular APR often exceeding 30% , this can add hundreds of dollars to your bill overnight if you are even one day late on that final payment. 4. Choosing Between Rewards and Financing

When you apply, you are actually applying for one of three versions issued by Citibank. You don't get to choose which one you receive; it's based on your credit profile: