When you apply, the issuer (Citibank) decides which version you qualify for: Best Buy Store Card My Best Buy Visa® Best Buy & BestBuy.com Anywhere Visa is accepted Rewards at Best Buy Everyday Rewards 3% Gas/Dining, 1% Other Annual Fee $0–$59 (depends on credit) Verdict
: Like most store cards, the interest rate is very high. Carrying a balance will quickly wipe out your rewards. best buy store card review
If you have a major tech purchase coming up and can pay it off within a promotional window, this card is a smart tool for avoiding interest and earning points. However, due to the high APR and deferred interest terms, it is recommended for those who regularly carry a monthly balance. When you apply, the issuer (Citibank) decides which
: Access to 0% APR promotional financing on large purchases, though terms vary by item price. However, due to the high APR and deferred
: Typically offers 10%–15% back in rewards on your first day of purchases.
: The basic "Store Card" can only be used at Best Buy. You may be upgraded to the "Best Buy Visa" (usable anywhere) based on your credit score. Card Comparison: Store vs. Visa