/blackdiamondcreditcards.co.u May 2026

: Many "Black" accounts include worldwide family travel insurance, mobile phone insurance, and UK/European car breakdown cover.

: Access to over 1,100 airport lounges worldwide via DragonPass Premier+ and 24/7 concierge services for booking trips or events. /blackdiamondcreditcards.co.u

These premium cards are designed for high earners and frequent travelers, often requiring a minimum income (e.g., £15,000+ for basic versions) or an invitation for ultra-exclusive tiers. Key Features of "Black" Credit Cards in the UK : Many "Black" accounts include worldwide family travel

: No Non-Sterling Transaction Fees when using the card abroad for purchases. mobile phone insurance

: Earn 1% back in Rewards at supermarkets and between 1–15% at selected retail partners.

: Typically offers a generous starting credit limit of at least £5,000, subject to approval. Exclusive & Invitation-Only Cards