: These offer a fixed interest rate and a unique guarantee: they are guaranteed to double in value if held for 20 years, regardless of the fixed rate.
: Unlike government savings bonds, these are small-denomination corporate bonds (often $25) that pay regular interest (coupons). They are riskier than U.S. Treasuries but offer higher potential yields. Giving savings bonds as gifts - TreasuryDirect buy a bond for a baby
: These protect against inflation by combining a fixed interest rate with a variable rate that adjusts every six months based on the Consumer Price Index. They are currently a popular choice for long-term growth that maintains purchasing power. : These offer a fixed interest rate and