: What you pay out-of-pocket before insurance starts chipping in.

Before hitting "Enroll," double-check that your favorite doctors and local hospitals are for that specific plan. You should also check the plan’s drug formulary to ensure your regular medications are covered at a price you can afford. 5. How to Get Started

: Known for having the broadest provider network in the state.

In Florida, the primary time to buy or change your health insurance is during the , which typically runs from November 15th to January 31st each year.