Buy Individual: Health Insurance Nj

: If your income falls below certain levels, you may qualify for free or low-cost insurance through NJ FamilyCare (Medicaid/CHIP), which allows enrollment year-round. Key Enrollment Deadlines For the 2026 coverage year , standard dates are: GetCoveredNJ | When Can I Buy Health Insurance? - NJ.gov

To buy individual health insurance in New Jersey , the primary platform is GetCoveredNJ , the state's official health insurance marketplace. New Jersey law requires most residents to maintain health coverage or pay a state tax penalty. buy individual health insurance nj

You can shop for and enroll in individual plans through the following methods: : If your income falls below certain levels,

: Free professional help is available from certified assisters or brokers who can guide you through the application. New Jersey law requires most residents to maintain

: Use the GetCoveredNJ Shop and Compare Tool to view plans, check premiums, and estimate financial help.