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: Consider riders that provide a lump-sum payout if your parent is diagnosed with serious illnesses like cancer or heart disease.
: Prevents high out-of-pocket costs from draining retirement savings during unexpected surgeries or hospitalizations. buy medical insurance for parents
: Covers expenses like diagnostics, medicines, and follow-up visits incurred before and after the hospital stay. : Consider riders that provide a lump-sum payout
: In India, premiums paid for parents' health insurance are eligible for tax deductions under Section 80D of the Income Tax Act. Up to ₹25,000 for parents below 60 years of age. Up to ₹50,000 if parents are senior citizens (60+ years). Key Factors to Consider Before Buying buy medical insurance for parents