: To compete with cash buyers, many financed buyers are utilizing fully underwritten pre-approvals to close in as little as two weeks. Top Places to Buy in 2026
: While new listings dropped nearly 12% year-over-year in early 2026, active inventory has improved slightly compared to 2024–2025.
: Average 30-year fixed rates have eased to around 6.00% (down from 6.63% in 2025), though they remain sensitive and continue to fluctuate.
: Buyers are seeing fewer extreme bidding wars and more negotiating room, as homes stay on the market for a median of 40 days —longer than the instant sales of previous years.