Buying Home With Equity May 2026

There are three primary ways to tap into your home's equity to buy another property:

Buying a home with equity involves leveraging the value of your current property to fund the purchase of another. Equity is the difference between your home's current market value and your outstanding mortgage balance. Methods to Access Equity buying home with equity

: A revolving credit line, similar to a credit card, where you can borrow and repay funds as needed. There are three primary ways to tap into

: This is a "second mortgage" that provides a lump sum of cash at a fixed interest rate. : This is a "second mortgage" that provides

Home Equity: What It Is, How It Works, and How You Can Use It

: Flexible funding for ongoing expenses or multiple smaller property investments.

Lenders typically allow you to borrow up to , minus your current mortgage balance. This is known as your "usable equity".