Buying — Our First Home

: Determine your "personal affordability" number—what you are comfortable paying monthly—rather than just what the bank approves.

In competitive markets, a personal "motivation letter" can help your offer stand out by building an emotional connection with the seller. buying our first home

Before you start touring houses, experts recommend creating a "must-have" vs. "nice-to-have" list to keep your search focused. buying our first home