Can I Borrow From My Pension To Buy A House May 2026

In Australia, you cannot withdraw your regular employer contributions early, but you can use voluntary contributions: Can I Use My 401(K) to Buy a House? - Investopedia

Canada offers a dedicated program for first-time buyers using their Registered Retirement Savings Plan (RRSP): can i borrow from my pension to buy a house

Yes, you can borrow or withdraw funds from your pension to buy a house, but the rules vary significantly depending on your country and the type of pension account you hold. In many regions, you can access funds specifically for a primary residence, often as an interest-free loan to yourself or a penalty-free withdrawal for first-time buyers. In Australia, you cannot withdraw your regular employer

Most loans must be repaid within five years, but this can often be extended for a primary residence. Most loans must be repaid within five years,

You pay interest back into your own account, usually at the prime rate plus 1-2%.