2 years (shortest wait for veterans and active-duty members). FHA Loans: 3 years. USDA Loans: 3 years. Conventional Loans (Fannie Mae/Freddie Mac): 7 years.
You may be able to buy a home sooner if you can prove the foreclosure was caused by —events beyond your control that aren't likely to happen again. Buying A Home After Foreclosure - Bankrate can i buy a home after foreclosure
The time you must wait depends on the type of loan you want to use. The clock officially starts ticking on the date the foreclosure sale was completed. 2 years (shortest wait for veterans and active-duty members)