Yes, you can buy gap insurance after you have already purchased your car and left the dealership . While it is often easier to set up at the point of sale, you have several alternative ways to secure coverage later. Where to Buy Gap Insurance Later
: If you financed through a credit union or bank, they may offer gap insurance directly for your loan. can i buy gap insurance later
: You can generally buy coverage at any time as long as you are "upside down" on your loan (owing more than the car is worth). Buying Guide: Step-by-Step How to Cancel GAP Insurance - BrokerLink Yes, you can buy gap insurance after you
: To add a Waiver of Depreciation (the insurance company version of gap coverage in Ontario), you typically must be the original owner, and the vehicle must be within 24 to 48 months of its purchase date. : You can generally buy coverage at any
: Brokers like Excalibur Insurance (1.4.7) or BrokerLink (1.4.1) can help you find standalone gap products or "Optiom Prime" policies that cover both new and used vehicles.