Free Anual Credit Report -

: While federal law mandates one free report every 12 months, the three bureaus currently offer free weekly online reports to help consumers monitor their credit.

: Requesting your own credit report is considered a "soft inquiry" and will not lower your credit score . free anual credit report

: Always type the URL directly into your browser to avoid fraudulent "look-alike" websites that may charge fees or steal personal data. : While federal law mandates one free report