A higher score leads to significant savings. For example, moving from a 640 to a 760 score could save you over in interest over the life of a $240,000 loan. How to Build Credit to Buy a House - Experian
Getting credit ready for a home purchase is a strategic process that ideally begins before you plan to apply for a mortgage . Your credit score and financial profile directly determine your loan eligibility, down payment requirements, and the interest rate you will pay for decades. 1. Check Your Reports and Fix Errors
Start by requesting your free credit reports from the three major bureaus—Equifax, Experian , and TransUnion—at AnnualCreditReport.com.
