This is not the time to buy a new car or finance furniture. New large debts can disqualify you mid-escrow.
on all debts except the one with the highest interest rate. Direct extra funds toward the high-interest debt first.
with every extra dollar you can find.
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Note: Avoid taking out new lines of credit within 6–12 months of applying for a mortgage, as "hard inquiries" can temporarily dip your credit score. Crucial Tips for Future Homebuyers
Buying a home is a major milestone, but high debt-to-income ratios can often stand in the way of securing a mortgage. Why Debt Matters for Your Mortgage
While paying off debt is vital, don't deplete your entire emergency fund. You still need cash for a down payment and closing costs.
The is designed to save you the most money on interest over time. List your debts by interest rate, from highest to lowest.
