New York Auto Insurance -

As of early 2026, the average cost for "full" coverage in New York is approximately , though rates in boroughs like Staten Island can be significantly higher.

Protects you if you're hit by a driver who doesn't have insurance. Average Costs and Saving Tips

Major providers like Progressive often offer some of the most competitive rates for both minimum and full coverage in the state. new york auto insurance

Minimums of $25,000 per person and $50,000 per accident .

A minimum of $10,000 to cover damage to another person's property. As of early 2026, the average cost for

Drivers with a clean history pay an average of $154 per month for liability, while those with recent incidents may see rates jump to $193 or more. Local Agents in Manhattan

You can lower your premium by taking a defensive driving course , bundling home and auto policies, or opting for electronic billing. Minimums of $25,000 per person and $50,000 per accident

This covers medical bills and lost wages for you and your passengers regardless of who caused the accident.