: You have a child with a disability or an adult family member who will always rely on your support.
: You are a business owner needing funds for a "buy-sell agreement" to ensure partners can buy out a deceased owner’s shares. should i buy permanent life insurance
: Your estate is large enough to trigger significant taxes, and you need a liquid, tax-free payout to help heirs cover those costs. : You have a child with a disability
Have you already your other retirement accounts (401k/IRA)? and you need a liquid
: You have already maximized contributions to 401(k)s and IRAs and want a tax-advantaged vehicle for additional wealth. When You SHOULD NOT Buy It