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Read the fine print; many warranties exclude "wear and tear" items or require high deductibles that make small repairs not worth claiming.
Items with complex electronics or proprietary parts (like electric vehicles or high-end appliances) can be prohibitively expensive to fix out of pocket.
Many credit cards (like those from American Express or Chase ) automatically extend manufacturer warranties by a year or more for no extra charge.
Avoid buying the warranty at the moment of purchase for new cars. You won't use it for several years while the manufacturer's warranty is active, and you can usually buy it later. The "Self-Insurance" Alternative
