Pairs a first mortgage with a second one (3–5% of the price) to cover the down payment.
Obtain a pre-approval letter from a lender. This is often required by Virginia agents before they will show you homes. 2. Research State Assistance Programs steps to buying a house in virginia
Most state assistance programs require completing a free Virginia Housing homebuyer class . 3. Home Search & Professional Support Virginia home buying checklist: Please help me create one! Pairs a first mortgage with a second one
