Once your offer is accepted, you are "under contract," but the deal isn't done yet.
Set aside an extra 2% to 5% of the home’s purchase price for taxes, lender fees, and title insurance. 2. Get Pre-Approved steps to buying home for first time
As a first-time buyer, you want an expert in your corner. A buyer’s agent helps you find listings, schedules tours, and—most importantly—handles the intense negotiations. In many cases, the seller pays the agent's commission, meaning their expertise may come at no out-of-pocket cost to you. 4. The House Hunt Once your offer is accepted, you are "under
Before you look at a single house, look at your bank account. You need to know exactly what you can afford so you don't fall in love with a home that’s out of reach. Get Pre-Approved As a first-time buyer, you want
If the inspection and appraisal pass, you’ll head to the finish line. You'll do a "final walkthrough" to ensure the house is in the agreed-upon condition. At the closing meeting, you’ll sign a mountain of paperwork, pay your closing costs and down payment, and finally receive your keys.
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