What Can You Buy With Student Loans May 2026

: Fees for professional certification tests, training programs, or licenses required for your career field. Essential Living Expenses

: Child care or adult care expenses required while you attend classes. what can you buy with student loans

: Essential equipment such as laptops, software licenses, printers, and ink needed for your studies. : Fees for professional certification tests

: Textbooks, notebooks, lab equipment, and other materials required for coursework. what can you buy with student loans

: Expenses such as vacations (e.g., spring break), concert tickets, or high-end electronics not required for school are prohibited.

Student loan funds are generally restricted to that fall within a school's official cost of attendance (COA) . While this includes obvious costs like tuition, it also covers many daily living requirements essential for school attendance. Direct Educational Costs