: Some companies require you to work for 3–12 months before you can participate.
Since a 401(k) is an employer-sponsored retirement plan, you don't "buy" it in the traditional sense; rather, you through your workplace or open a similar individual account (like a Solo 401(k)) if you are self-employed. 1. Check Your Eligibility how to buy 401k
: Aim to contribute at least enough to get the full "employer match"—this is essentially a 100% return on your money. : Some companies require you to work for